Terms of Use

1. Acceptance of Terms

Welcome to Stikkum! By using our website and services, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.

2. Eligibility

Stikkum is designed for use by licensed real estate and mortgage lending professionals who operate in accordance with local laws and regulations. If you do not fall into this category or do not comply with applicable laws, you are not eligible to use our services.

3. Updates and Changes

Stikkum reserves the right to update, modify, or change these Terms of Use at any time. Any such changes will be posted on our website. It is your responsibility to review these terms periodically to ensure your compliance.

4. User Conduct

You agree to use our website and services for lawful purposes only. You will not engage in any conduct that violates local, state, federal, or international laws and regulations. Stikkum is not responsible for any user-generated content, but we reserve the right to remove or edit any content that violates these terms.

5. Privacy

Your use of Stikkum is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to our Privacy Policy.

6. Intellectual Property

All content and materials on Stikkum's website, including text, graphics, logos, images, and software, are the property of Stikkum or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content from our website without our written permission.

7. Disclaimers

Stikkum provides information and tools for the mortgage and financial real estate industry. We make every effort to ensure the accuracy of our content, but we do not guarantee its completeness or suitability for your specific needs. You are solely responsible for any decisions or actions you take based on the information provided on our website.

8. Limitation of Liability

In no event shall Stikkum be liable for any direct, indirect, incidental, special, or consequential damages, or any damages whatsoever, arising from the use of our website or services.

9. Termination

Stikkum reserves the right to terminate your access to our website and services for any reason, including violation of these Terms of Use.

10. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

11. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at info@stikkum.io or call us 866.584.5055

Please note that this is a sample document, and you should consult with a legal professional to ensure that your specific needs and legal requirements are met in your jurisdiction.

These Terms of Use are governed by and construed in accordance with the laws of the state of Illinois, without regard to its conflict of law principles.